City Comparison

Louisville vs Pembroke Pines

Cost of Living Comparison · 2026

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

18.0%

Living in Louisville costs 18.0% less than Pembroke Pines. To match the purchasing power of a $75,000 salary in Louisville, you would need $91,484 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Louisville
140
Pembroke Pines
Groceries
96
Louisville
105
Pembroke Pines
Utilities
91
Louisville
105
Pembroke Pines
Transportation
100
Louisville
99
Pembroke Pines
Healthcare
93
Louisville
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Louisville has the same purchasing power as $91,484 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $61,486 in Louisville.

Living in Louisville vs Pembroke Pines

Housing Costs

Louisville's housing index of 77 is lower Pembroke Pines's 140, translating to median home prices of $210,000 vs $440,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Louisville compared to $1,900/mo in Pembroke Pines, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 96 in Louisville and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $456/month in Louisville vs $499/month in Pembroke Pines. Louisville offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Louisville and 105 in Pembroke Pines. Monthly utility bills average approximately $364 in Louisville vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Louisville and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,238 in Louisville and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,404 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,219/month to housing in Louisville vs $2,004/month in Pembroke Pines. In Louisville, median rent of $1,100/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Louisville is 18.0% more affordable overall with an index of 91 vs 111.
A $75,000 salary in Louisville has equivalent purchasing power to approximately $91,484 in Pembroke Pines, based on the cost of living difference.
Louisville's housing index is 77 with median homes at $210,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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