Side-by-side cost of living comparison for 2026
14% cheaper
Louisville is 14% more affordable than Minneapolis. A $75,000 salary in Minneapolis is equivalent to $64,387 in Louisville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Kentucky salaries · Minnesota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Louisville has a housing index of 77 while Minneapolis sits at 112 (national average = 100). The median home in Louisville costs $210,000 compared to $310,000 in Minneapolis, a difference of $100,000. Monthly rent follows a similar pattern: $1,100 in Louisville versus $1,500 in Minneapolis.
Groceries and everyday expenses show a notable difference: Louisville scores 96 while Minneapolis scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Louisville (93) are lower than Minneapolis (105). Both are close to the national average.
Median household income in Louisville is $52,238 compared to $64,285 in Minneapolis. When adjusted for cost of living, income goes further in Louisville.
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