⚖️ City Comparison

Los Angeles vs Surprise

Cost of Living Comparison · 2026 Data

Los Angeles

California
166
Extremely Expensive
$850,000
Median Home
$2,700/mo
Median Rent
$65,290
Median Income

Surprise

Arizona
102
Average
$298,000
Median Home
$960/mo
Median Rent
$55,200
Median Income

💡 The Verdict

39% Cheaper

Surprise is 39% cheaper than Los Angeles overall. A $75,000 salary in Los Angeles is equivalent to $46,084 in Surprise.

Category-by-Category Breakdown

Index values for Los Angeles (left) vs Surprise (right). National average = 100.

Housing
262
Housing
88
Groceries
107
Groceries
95
Utilities
114
Utilities
100
Transportation
118
Transportation
106
Healthcare
103
Healthcare
107

Detailed Price Comparison

Estimated item-level prices in Los Angeles versus Surprise. Differences shown from Los Angeles perspective.

ItemLos AngelesSurpriseDifference
1-Bed Rent$1,990/mo$640/mo+$1350.00
2-Bed Rent$2,700/mo$960/mo+$1740.00
3-Bed Rent$3,660/mo$1,330/mo+$2330.00
Bread (loaf)$3.14$3.00+$0.14
Milk (gallon)$3.91$3.47+$0.44
Eggs (dozen)$3.25$2.77+$0.48
Coffee (latte)$6.16$5.54+$0.62
Gas (gallon)$3.64$3.55+$0.09
Restaurant Meal$24.46$15.22+$9.24

💰 Salary Equivalence

A $75,000 salary in Los Angeles has the same purchasing power as $46,084 in Surprise.

Conversely, $75,000 in Surprise equals $122,059 in Los Angeles.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$52,987
Los Angeles (California)
$55,762
Surprise (Arizona)

The $2775 difference is driven by California having a higher state income tax rate. California details → · Arizona details →

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166 vs 102

Reading These Numbers: Los Angeles (166) vs Surprise (102)

Los Angeles at 166 is 66% above the US average, while Surprise at 102 is 2% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Los Angeles, the composite index of 166 reflects a weighted calculation where housing carries the most influence at 262, followed by groceries (107), utilities (114), transportation (118), and healthcare (103). Housing is the primary cost driver here.

For renters: With median rents of $2,700/mo in Los Angeles and $960/mo in Surprise, the annual rent difference is approximately $20,880.0. Over a 5-year period, that compounds to $104,400.0 in savings by choosing the more affordable city.

For homebuyers: The $552,000.0 difference in median home prices between Los Angeles and Surprise translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Los Angeles vs Surprise

Choosing between Los Angeles and Surprise involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Los Angeles versus Surprise depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.