Los Angeles vs Long Beach

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

💰 Salary Equivalence

To maintain the same standard of living:

See exact take-home pay: California salaries · California salaries

Living in Los Angeles vs Long Beach

Housing is typically the biggest factor in any cost-of-living comparison. Los Angeles has a housing index of 262 while Long Beach sits at 236 (national average = 100). The median home in Los Angeles costs $850,000 compared to $700,000 in Long Beach, a difference of $150,000. Monthly rent follows a similar pattern: $2,700 in Los Angeles versus $2,200 in Long Beach.

Groceries and everyday expenses show a narrower gap: Los Angeles scores 107 while Long Beach scores 106.

Healthcare costs in Los Angeles (103) match Long Beach (103). Both are close to the national average.

Median household income in Los Angeles is $65,290 compared to $60,567 in Long Beach. When adjusted for cost of living, income goes further in Long Beach.

Relocating: Los Angeles vs Long Beach

If you are considering a move between Los Angeles (index: 166) and Long Beach (index: 155), the 7% cost difference has real implications for your budget. Long Beach is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Los Angeles can afford $1,523/month, while the median household in Long Beach can afford $1,413/month. With median homes at $850,000 in Los Angeles versus $700,000 in Long Beach, the higher-cost city presents significant affordability challenges.

Renting vs buying: At $2,700/month in Los Angeles and $2,200/month in Long Beach, renters save significantly in Long Beach. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes significantly further in Long Beach. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Los Angeles (166) vs Long Beach (155)

The cost of living index uses 100 as the national average. Los Angeles at 166 is 66% above the US average, while Long Beach at 155 is 55% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

A 11-point index spread separates Los Angeles from Long Beach, a moderate gap that adds up across monthly bills but is manageable with a typical dual-income household budget. The biggest category divergence is housing, where Los Angeles scores 262 and Long Beach scores 236. That 26-point gap is the primary driver of the overall cost difference between these two metros. Housing, the largest line item for most households, favors Long Beach with indices of 236 versus 262. Median home prices of $850,000 in Los Angeles and $700,000 in Long Beach underscore this gap.

For renters: With median rents of $2,700/month in Los Angeles and $2,200/month in Long Beach, the annual rent difference is approximately $6,000. Over a 5-year period, that compounds to $30,000 in savings by choosing the more affordable city.

For homebuyers: The $150,000 difference in median home prices between Los Angeles and Long Beach translates to roughly $9,000 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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