Long Beach vs Toronto
Cost of Living Comparison · 2026
Long Beach
Toronto
The Verdict
The cost gap between these cities is 66.7%, with Toronto being the more affordable option. A $75,000 income in Long Beach has equivalent purchasing power to $45,000 in Toronto.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Long Beach has the same purchasing power as $45,000 in Toronto.
Conversely, $75,000 in Toronto equals $125,000 in Long Beach.
Living in Long Beach vs Toronto
Housing Costs
Long Beach's housing index of 236 is higher Toronto's 132, translating to median home prices of $700,000 vs $615,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,200/mo in Long Beach compared to $1,825/mo in Toronto, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 106 in Long Beach and 88 in Toronto. A household spending the national average of $475/month on groceries would pay approximately $504/month in Long Beach vs $418/month in Toronto. Toronto offers a meaningful advantage on everyday food costs, saving roughly $1032/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 114 in Long Beach and 85 in Toronto. Monthly utility bills average approximately $456 in Long Beach vs $340 in Toronto. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Long Beach and 72 in Toronto. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,567 in Long Beach and $55,000 in Toronto. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $39,075 and $59,140 respectively. Toronto residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,413/month to housing in Long Beach vs $1,283/month in Toronto. In Long Beach, median rent of $2,200/mo exceeds this threshold, suggesting renters may feel stretched. In Toronto, median rent of $1,825/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 104 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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