Long Beach vs Roseville
Cost of Living Comparison · 2026 Data
Long Beach
Roseville
💡 The Verdict
Roseville is 17% cheaper than Long Beach overall. A $75,000 salary in Long Beach is equivalent to $61,935 in Roseville.
Category-by-Category Breakdown
Index values for Long Beach (left) vs Roseville (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Long Beach versus Roseville. Differences shown from Long Beach perspective.
| Item | Long Beach | Roseville | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,580/mo | $1,200/mo | +$380.00 |
| 2-Bed Rent | $2,200/mo | $1,780/mo | +$420.00 |
| 3-Bed Rent | $2,950/mo | $2,360/mo | +$590.00 |
| Bread (loaf) | $3.14 | $3.74 | $-0.60 |
| Milk (gallon) | $4.19 | $4.96 | $-0.77 |
| Eggs (dozen) | $3.34 | $3.88 | $-0.54 |
| Coffee (latte) | $5.87 | $7.07 | $-1.20 |
| Gas (gallon) | $3.71 | $4.00 | $-0.29 |
| Restaurant Meal | $20.86 | $18.92 | +$1.94 |
💰 Salary Equivalence
A $75,000 salary in Long Beach has the same purchasing power as $61,935 in Roseville.
Conversely, $75,000 in Roseville equals $90,820 in Long Beach.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
Both states have similar effective tax rates on this salary level. California details → · California details →
Reading These Numbers: Long Beach (155) vs Roseville (128)
Long Beach at 155 is 55% above the US average, while Roseville at 128 is 28% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Long Beach, the composite index of 155 reflects a weighted calculation where housing carries the most influence at 236, followed by groceries (106), utilities (114), transportation (118), and healthcare (103). Housing is the primary cost driver here.
For renters: With median rents of $2,200/mo in Long Beach and $1,780/mo in Roseville, the annual rent difference is approximately $5,040.0. Over a 5-year period, that compounds to $25,200.0 in savings by choosing the more affordable city.
For homebuyers: The $266,000.0 difference in median home prices between Long Beach and Roseville translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Long Beach vs Roseville
Choosing between Long Beach and Roseville involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Long Beach against Roseville, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.