City Comparison

London vs Spokane

Cost of Living Comparison · 2026

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

17.3%

Living in Spokane costs 17.3% less than London. To match the purchasing power of a $75,000 salary in London, you would need $63,913 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
162
London
94
Spokane
Groceries
92
London
99
Spokane
Utilities
112
London
98
Spokane
Transportation
125
London
101
Spokane
Healthcare
78
London
102
Spokane

Salary Equivalence

A $75,000 salary in London has the same purchasing power as $63,913 in Spokane.

Conversely, $75,000 in Spokane equals $88,010 in London.

Living in London vs Spokane

Housing Costs

London's housing index of 162 is higher Spokane's 94, translating to median home prices of $695,000 vs $310,000. The $385,000 difference in home prices means roughly $25,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,200/mo in Spokane, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 92 in London and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $470/month in Spokane. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 112 in London and 98 in Spokane. Monthly utility bills average approximately $448 in London vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in London and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,000 in London and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $49,831 respectively. Spokane residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,139/month in Spokane. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 17.3% more affordable overall with an index of 98 vs 115.
A $75,000 salary in London has equivalent purchasing power to approximately $63,913 in Spokane, based on the cost of living difference.
London's housing index is 162 with median homes at $695,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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