City Comparison

London vs Sioux Falls

Cost of Living Comparison · 2026

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

23.7%

Living in Sioux Falls costs 23.7% less than London. To match the purchasing power of a $75,000 salary in London, you would need $60,652 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
162
London
80
Sioux Falls
Groceries
92
London
97
Sioux Falls
Utilities
112
London
94
Sioux Falls
Transportation
125
London
98
Sioux Falls
Healthcare
78
London
101
Sioux Falls

Salary Equivalence

A $75,000 salary in London has the same purchasing power as $60,652 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $92,742 in London.

Living in London vs Sioux Falls

Housing Costs

London's housing index of 162 is higher Sioux Falls's 80, translating to median home prices of $695,000 vs $265,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,100/mo in Sioux Falls, a monthly difference of $1,300.

Grocery & Food Costs

Grocery expenses index at 92 in London and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 112 in London and 94 in Sioux Falls. Monthly utility bills average approximately $448 in London vs $376 in Sioux Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in London and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,000 in London and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,440/month in Sioux Falls. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux Falls is 23.7% more affordable overall with an index of 93 vs 115.
A $75,000 salary in London has equivalent purchasing power to approximately $60,652 in Sioux Falls, based on the cost of living difference.
London's housing index is 162 with median homes at $695,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

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