London vs Sioux Falls
Cost of Living Comparison · 2026
London
Sioux Falls
The Verdict
Living in Sioux Falls costs 23.7% less than London. To match the purchasing power of a $75,000 salary in London, you would need $60,652 in Sioux Falls.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $60,652 in Sioux Falls.
Conversely, $75,000 in Sioux Falls equals $92,742 in London.
Living in London vs Sioux Falls
Housing Costs
London's housing index of 162 is higher Sioux Falls's 80, translating to median home prices of $695,000 vs $265,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,100/mo in Sioux Falls, a monthly difference of $1,300.
Grocery & Food Costs
Grocery expenses index at 92 in London and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 94 in Sioux Falls. Monthly utility bills average approximately $448 in London vs $376 in Sioux Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,440/month in Sioux Falls. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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