City Comparison

London vs Scottsdale

Cost of Living Comparison · 2026

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

6.5%

The cost gap between these cities is 6.5%, with London being the more affordable option. A $75,000 income in London has equivalent purchasing power to $80,217 in Scottsdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
162
London
162
Scottsdale
Groceries
92
London
103
Scottsdale
Utilities
112
London
96
Scottsdale
Transportation
125
London
103
Scottsdale
Healthcare
78
London
95
Scottsdale

Salary Equivalence

A $75,000 salary in London has the same purchasing power as $80,217 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $70,122 in London.

Living in London vs Scottsdale

Housing Costs

London's housing index of 162 is equal to Scottsdale's 162, translating to median home prices of $695,000 vs $580,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $2,000/mo in Scottsdale, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 92 in London and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $489/month in Scottsdale. London offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 112 in London and 96 in Scottsdale. Monthly utility bills average approximately $448 in London vs $384 in Scottsdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in London and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,000 in London and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $75,039 respectively. Scottsdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $2,154/month in Scottsdale. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

London is 6.5% more affordable overall with an index of 115 vs 123.
A $75,000 salary in London has equivalent purchasing power to approximately $80,217 in Scottsdale, based on the cost of living difference.
London's housing index is 162 with median homes at $695,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

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