London vs Rockford
Cost of Living Comparison · 2026
London
Rockford
The Verdict
Living in Rockford costs 45.6% less than London. To match the purchasing power of a $75,000 salary in London, you would need $51,522 in Rockford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $51,522 in Rockford.
Conversely, $75,000 in Rockford equals $109,177 in London.
Living in London vs Rockford
Housing Costs
London's housing index of 162 is higher Rockford's 52, translating to median home prices of $695,000 vs $155,000. The $540,000 difference in home prices means roughly $35,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $950/mo in Rockford, a monthly difference of $1,450.
Grocery & Food Costs
Grocery expenses index at 92 in London and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $470/month in Rockford. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 92 in Rockford. Monthly utility bills average approximately $448 in London vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,244/month in Rockford. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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