London vs New Bedford
Cost of Living Comparison · 2026
London
New Bedford
The Verdict
New Bedford is 2.7% less expensive than London overall. A household earning $75,000 in London would need approximately $73,043 in New Bedford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $73,043 in New Bedford.
Conversely, $75,000 in New Bedford equals $77,009 in London.
Living in London vs New Bedford
Housing Costs
London's housing index of 162 is higher New Bedford's 116, translating to median home prices of $695,000 vs $371,000. The $324,000 difference in home prices means roughly $21,060 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,225/mo in New Bedford, a monthly difference of $1,175.
Grocery & Food Costs
Grocery expenses index at 92 in London and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $494/month in New Bedford. London offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 145 in New Bedford. Monthly utility bills average approximately $448 in London vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 40-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $50,893 respectively. New Bedford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,330/month in New Bedford. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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