London vs Naples
Cost of Living Comparison · 2026
London
Naples
The Verdict
Living in London costs 10.2% less than Naples. To match the purchasing power of a $75,000 salary in London, you would need $83,478 in Naples.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $83,478 in Naples.
Conversely, $75,000 in Naples equals $67,383 in London.
Living in London vs Naples
Housing Costs
London's housing index of 162 is lower Naples's 180, translating to median home prices of $695,000 vs $520,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $2,100/mo in Naples, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 92 in London and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $504/month in Naples. London offers a meaningful advantage on everyday food costs, saving roughly $804/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 96 in Naples. Monthly utility bills average approximately $448 in London vs $384 in Naples. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $56,389 respectively. Naples residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,684/month in Naples. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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