London vs Nampa
Cost of Living Comparison · 2026
London
Nampa
The Verdict
The cost gap between these cities is 9.5%, with Nampa being the more affordable option. A $75,000 income in London has equivalent purchasing power to $68,478 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $68,478 in Nampa.
Conversely, $75,000 in Nampa equals $82,143 in London.
Living in London vs Nampa
Housing Costs
London's housing index of 162 is higher Nampa's 104, translating to median home prices of $695,000 vs $371,000. The $324,000 difference in home prices means roughly $21,060 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,500/mo in Nampa, a monthly difference of $900.
Grocery & Food Costs
Grocery expenses index at 92 in London and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $499/month in Nampa. London offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 83 in Nampa. Monthly utility bills average approximately $448 in London vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,734/month in Nampa. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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