London vs Montgomery
Cost of Living Comparison · 2026
London
Montgomery
The Verdict
The cost gap between these cities is 45.6%, with Montgomery being the more affordable option. A $75,000 income in London has equivalent purchasing power to $51,522 in Montgomery.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $51,522 in Montgomery.
Conversely, $75,000 in Montgomery equals $109,177 in London.
Living in London vs Montgomery
Housing Costs
London's housing index of 162 is higher Montgomery's 49, translating to median home prices of $695,000 vs $162,000. The $533,000 difference in home prices means roughly $34,644 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,000/mo in Montgomery, a monthly difference of $1,400.
Grocery & Food Costs
Grocery expenses index at 92 in London and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $470/month in Montgomery. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 115 in Montgomery. Monthly utility bills average approximately $448 in London vs $460 in Montgomery. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 78 in London and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,000 in London and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,325/month in Montgomery. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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