London vs Missoula
Cost of Living Comparison · 2026
London
Missoula
The Verdict
London is 0.0% less expensive than Missoula overall. A household earning $75,000 in London would need approximately $75,000 in Missoula to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in London has the same purchasing power as $75,000 in Missoula.
Conversely, $75,000 in Missoula equals $75,000 in London.
Living in London vs Missoula
Housing Costs
London's housing index of 162 is higher Missoula's 141, translating to median home prices of $695,000 vs $460,000. The $235,000 difference in home prices means roughly $15,276 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,400/mo in Missoula, a monthly difference of $1,000.
Grocery & Food Costs
Grocery expenses index at 92 in London and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $489/month in Missoula. London offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in London and 89 in Missoula. Monthly utility bills average approximately $448 in London vs $356 in Missoula. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 78 in London and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,000 in London and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $42,812 respectively. London residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,149/month in Missoula. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 24 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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