City Comparison

London vs Medford

Cost of Living Comparison · 2026

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

The Verdict

8.5%

Living in Medford costs 8.5% less than London. To match the purchasing power of a $75,000 salary in London, you would need $69,130 in Medford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
162
London
139
Medford
Groceries
92
London
108
Medford
Utilities
112
London
97
Medford
Transportation
125
London
108
Medford
Healthcare
78
London
100
Medford

Salary Equivalence

A $75,000 salary in London has the same purchasing power as $69,130 in Medford.

Conversely, $75,000 in Medford equals $81,368 in London.

Living in London vs Medford

Housing Costs

London's housing index of 162 is higher Medford's 139, translating to median home prices of $695,000 vs $406,000. The $289,000 difference in home prices means roughly $18,780 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in London compared to $1,375/mo in Medford, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 92 in London and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $437/month in London vs $513/month in Medford. London offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 112 in London and 97 in Medford. Monthly utility bills average approximately $448 in London vs $388 in Medford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in London and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,000 in London and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,826 and $69,057 respectively. Medford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in London vs $1,708/month in Medford. In London, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Medford is 8.5% more affordable overall with an index of 106 vs 115.
A $75,000 salary in London has equivalent purchasing power to approximately $69,130 in Medford, based on the cost of living difference.
London's housing index is 162 with median homes at $695,000, while Medford's is 139 with median homes at $406,000.

Moving & Relocation Resources

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