Little Rock vs Toledo
Cost of Living Comparison · 2026
Little Rock
Toledo
The Verdict
Toledo is 9.1% less expensive than Little Rock overall. A household earning $75,000 in Little Rock would need approximately $68,750 in Toledo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Little Rock has the same purchasing power as $68,750 in Toledo.
Conversely, $75,000 in Toledo equals $81,818 in Little Rock.
Living in Little Rock vs Toledo
Housing Costs
Little Rock's housing index of 62 is higher Toledo's 55, translating to median home prices of $170,000 vs $128,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Little Rock compared to $825/mo in Toledo, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 94 in Little Rock and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $447/month in Little Rock vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 88 in Little Rock and 92 in Toledo. Monthly utility bills average approximately $352 in Little Rock vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Little Rock and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $47,638 in Little Rock and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,712 and $54,805 respectively. Little Rock residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,112/month to housing in Little Rock vs $985/month in Toledo. In Little Rock, median rent of $950/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 7 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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