Little Rock vs Montgomery

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Little Rock has the same purchasing power as $70,536 in Montgomery.

Conversely, $75,000 in Montgomery equals $79,747 in Little Rock.

Living in Little Rock vs Montgomery

Housing Costs

Little Rock's housing index of 62 is higher Montgomery's 49, translating to median home prices of $170,000 vs $162,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Little Rock compared to $1,000/mo in Montgomery, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 94 in Little Rock and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $447/month in Little Rock vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 88 in Little Rock and 115 in Montgomery. Monthly utility bills average approximately $352 in Little Rock vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Little Rock and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,638 in Little Rock and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,712 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,112/month to housing in Little Rock vs $1,325/month in Montgomery. In Little Rock, median rent of $950/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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