Lincoln vs Tyler
Cost of Living Comparison · 2026
Lincoln
Tyler
The Verdict
Tyler is 9.4% less expensive than Lincoln overall. A household earning $75,000 in Lincoln would need approximately $68,548 in Tyler to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lincoln has the same purchasing power as $68,548 in Tyler.
Conversely, $75,000 in Tyler equals $82,059 in Lincoln.
Living in Lincoln vs Tyler
Housing Costs
Lincoln's housing index of 77 is higher Tyler's 69, translating to median home prices of $264,000 vs $250,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,075/mo in Tyler, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 98 in Lincoln and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 97 in Tyler. Monthly utility bills average approximately $372 in Lincoln vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Lincoln and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $71,900 in Lincoln and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $64,471 respectively. Lincoln residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $1,279/month in Tyler. In Lincoln, median rent of $1,075/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases