Lincoln vs Twin Falls
Cost of Living Comparison · 2026
Lincoln
Twin Falls
The Verdict
Twin Falls is 1.1% less expensive than Lincoln overall. A household earning $75,000 in Lincoln would need approximately $74,194 in Twin Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lincoln has the same purchasing power as $74,194 in Twin Falls.
Conversely, $75,000 in Twin Falls equals $75,815 in Lincoln.
Living in Lincoln vs Twin Falls
Housing Costs
Lincoln's housing index of 77 is lower Twin Falls's 93, translating to median home prices of $264,000 vs $380,000. The $116,000 difference in home prices means roughly $7,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,150/mo in Twin Falls, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 98 in Lincoln and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 85 in Twin Falls. Monthly utility bills average approximately $372 in Lincoln vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Lincoln and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $71,900 in Lincoln and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $66,196 respectively. Lincoln residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $1,421/month in Twin Falls. In Lincoln, median rent of $1,075/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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