City Comparison

Lincoln vs Scranton

Cost of Living Comparison · 2026

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

3.3%

Living in Scranton costs 3.3% less than Lincoln. To match the purchasing power of a $75,000 salary in Lincoln, you would need $72,581 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Lincoln
65
Scranton
Groceries
98
Lincoln
98
Scranton
Utilities
93
Lincoln
102
Scranton
Transportation
97
Lincoln
101
Scranton
Healthcare
102
Lincoln
90
Scranton

Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $72,581 in Scranton.

Conversely, $75,000 in Scranton equals $77,500 in Lincoln.

Living in Lincoln vs Scranton

Housing Costs

Lincoln's housing index of 77 is higher Scranton's 65, translating to median home prices of $264,000 vs $195,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,025/mo in Scranton, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 98 in Lincoln and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 102 in Scranton. Monthly utility bills average approximately $372 in Lincoln vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Lincoln and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $71,900 in Lincoln and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $55,000 respectively. Lincoln residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $1,155/month in Scranton. In Lincoln, median rent of $1,075/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 3.3% more affordable overall with an index of 90 vs 93.
A $75,000 salary in Lincoln has equivalent purchasing power to approximately $72,581 in Scranton, based on the cost of living difference.
Lincoln's housing index is 77 with median homes at $264,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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