City Comparison

Lincoln vs Salt Lake City

Cost of Living Comparison · 2026

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

Salt Lake City

Utah
107
Above Average
$440,000
Median Home
$1,500/mo
Median Rent
$60,590
Median Income

The Verdict

13.1%

Living in Lincoln costs 13.1% less than Salt Lake City. To match the purchasing power of a $75,000 salary in Lincoln, you would need $86,290 in Salt Lake City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Lincoln
120
Salt Lake City
Groceries
98
Lincoln
99
Salt Lake City
Utilities
93
Lincoln
88
Salt Lake City
Transportation
97
Lincoln
102
Salt Lake City
Healthcare
102
Lincoln
97
Salt Lake City

Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $86,290 in Salt Lake City.

Conversely, $75,000 in Salt Lake City equals $65,187 in Lincoln.

Living in Lincoln vs Salt Lake City

Housing Costs

Lincoln's housing index of 77 is lower Salt Lake City's 120, translating to median home prices of $264,000 vs $440,000. The $176,000 difference in home prices means roughly $11,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,500/mo in Salt Lake City, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 98 in Lincoln and 99 in Salt Lake City. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $470/month in Salt Lake City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 88 in Salt Lake City. Monthly utility bills average approximately $372 in Lincoln vs $352 in Salt Lake City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Lincoln and 97 in Salt Lake City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $71,900 in Lincoln and $60,590 in Salt Lake City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $56,626 respectively. Lincoln residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $1,414/month in Salt Lake City. In Lincoln, median rent of $1,075/mo fits within this budget. In Salt Lake City, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Lincoln is 13.1% more affordable overall with an index of 93 vs 107.
A $75,000 salary in Lincoln has equivalent purchasing power to approximately $86,290 in Salt Lake City, based on the cost of living difference.
Lincoln's housing index is 77 with median homes at $264,000, while Salt Lake City's is 120 with median homes at $440,000.

Moving & Relocation Resources

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