Lincoln vs Salem
Cost of Living Comparison · 2026
Lincoln
Salem
The Verdict
Living in Lincoln costs 10.6% less than Salem. To match the purchasing power of a $75,000 salary in Lincoln, you would need $83,871 in Salem.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lincoln has the same purchasing power as $83,871 in Salem.
Conversely, $75,000 in Salem equals $67,067 in Lincoln.
Living in Lincoln vs Salem
Housing Costs
Lincoln's housing index of 77 is lower Salem's 118, translating to median home prices of $264,000 vs $400,000. The $136,000 difference in home prices means roughly $8,844 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,275/mo in Salem, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 98 in Lincoln and 100 in Salem. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $475/month in Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 97 in Salem. Monthly utility bills average approximately $372 in Lincoln vs $388 in Salem. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Lincoln and 100 in Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $71,900 in Lincoln and $66,400 in Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $63,846 respectively. Lincoln residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $1,549/month in Salem. In Lincoln, median rent of $1,075/mo fits within this budget. In Salem, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases