City Comparison

Lincoln vs Orem

Cost of Living Comparison · 2026

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

Orem

Utah
117
Above Average
$528,000
Median Home
$1,400/mo
Median Rent
$86,000
Median Income

The Verdict

20.5%

Lincoln is 20.5% less expensive than Orem overall. A household earning $75,000 in Lincoln would need approximately $94,355 in Orem to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Lincoln
147
Orem
Groceries
98
Lincoln
98
Orem
Utilities
93
Lincoln
92
Orem
Transportation
97
Lincoln
108
Orem
Healthcare
102
Lincoln
95
Orem

Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $94,355 in Orem.

Conversely, $75,000 in Orem equals $59,615 in Lincoln.

Living in Lincoln vs Orem

Housing Costs

Lincoln's housing index of 77 is lower Orem's 147, translating to median home prices of $264,000 vs $528,000. The $264,000 difference in home prices means roughly $17,160 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,400/mo in Orem, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 98 in Lincoln and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $466/month in Orem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 92 in Orem. Monthly utility bills average approximately $372 in Lincoln vs $368 in Orem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Lincoln and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $71,900 in Lincoln and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $73,504 respectively. Lincoln residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $2,007/month in Orem. In Lincoln, median rent of $1,075/mo fits within this budget. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

Lincoln is 20.5% more affordable overall with an index of 93 vs 117.
A $75,000 salary in Lincoln has equivalent purchasing power to approximately $94,355 in Orem, based on the cost of living difference.
Lincoln's housing index is 77 with median homes at $264,000, while Orem's is 147 with median homes at $528,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases