⚖️ City Comparison

Lincoln vs Mesa

Cost of Living Comparison · 2026 Data

Lincoln

Nebraska
90
Below Average
$259,000
Median Home
$1,090/mo
Median Rent
$56,600
Median Income

Mesa

Arizona
99
Average
$350,000
Median Home
$1,350/mo
Median Rent
$60,234
Median Income

💡 The Verdict

9% Cheaper

Lincoln is 9% cheaper than Mesa overall. A $75,000 salary in Lincoln is equivalent to $82,500 in Mesa.

Category-by-Category Breakdown

Index values for Lincoln (left) vs Mesa (right). National average = 100.

Housing
82
Housing
98
Groceries
93
Groceries
99
Utilities
84
Utilities
96
Transportation
84
Transportation
103
Healthcare
91
Healthcare
95

Detailed Price Comparison

Estimated item-level prices in Lincoln versus Mesa. Differences shown from Lincoln perspective.

ItemLincolnMesaDifference
1-Bed Rent$780/mo$960/mo$-180.00
2-Bed Rent$1,090/mo$1,350/mo$-260.00
3-Bed Rent$1,420/mo$1,740/mo$-320.00
Bread (loaf)$2.46$2.62$-0.16
Milk (gallon)$3.64$4.11$-0.47
Eggs (dozen)$3.00$2.89+$0.11
Coffee (latte)$5.18$5.46$-0.28
Gas (gallon)$3.08$3.47$-0.39
Restaurant Meal$16.08$15.49+$0.59

💰 Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $82,500 in Mesa.

Conversely, $75,000 in Mesa equals $68,182 in Lincoln.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$53,437
Lincoln (Nebraska)
$55,762
Mesa (Arizona)

The $2325 difference is driven by Nebraska having a higher state income tax rate. Nebraska details → · Arizona details →

⚙️ Customize Your Comparison

Adjust category weights to match your spending priorities.

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Your Weighted Score
90 vs 99

Reading These Numbers: Lincoln (90) vs Mesa (99)

Lincoln at 90 is 10% below the US average, while Mesa at 99 is 1% below average. The cost difference between these cities is relatively modest.

In Lincoln, the composite index of 90 reflects a weighted calculation where housing carries the most influence at 82, followed by groceries (93), utilities (84), transportation (84), and healthcare (91). Costs are fairly balanced across categories.

For renters: With median rents of $1,090/mo in Lincoln and $1,350/mo in Mesa, the annual rent difference is approximately $3,120.0. Over a 5-year period, that compounds to $15,600.0 in savings by choosing the more affordable city.

For homebuyers: The $91,000.0 difference in median home prices between Lincoln and Mesa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Lincoln vs Mesa

Choosing between Lincoln and Mesa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

The cost gap between Lincoln and Mesa reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.