City Comparison

Lincoln vs Meridian

Cost of Living Comparison · 2026

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

22.5%

The cost gap between these cities is 22.5%, with Lincoln being the more affordable option. A $75,000 income in Lincoln has equivalent purchasing power to $96,774 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Lincoln
154
Meridian
Groceries
98
Lincoln
104
Meridian
Utilities
93
Lincoln
86
Meridian
Transportation
97
Lincoln
113
Meridian
Healthcare
102
Lincoln
103
Meridian

Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $96,774 in Meridian.

Conversely, $75,000 in Meridian equals $58,125 in Lincoln.

Living in Lincoln vs Meridian

Housing Costs

Lincoln's housing index of 77 is lower Meridian's 154, translating to median home prices of $264,000 vs $509,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Lincoln compared to $1,725/mo in Meridian, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 98 in Lincoln and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $466/month in Lincoln vs $494/month in Meridian. Lincoln offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Lincoln and 86 in Meridian. Monthly utility bills average approximately $372 in Lincoln vs $344 in Meridian. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Lincoln and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $71,900 in Lincoln and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,312 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,678/month to housing in Lincoln vs $2,326/month in Meridian. In Lincoln, median rent of $1,075/mo fits within this budget. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.

Frequently Asked Questions

Lincoln is 22.5% more affordable overall with an index of 93 vs 120.
A $75,000 salary in Lincoln has equivalent purchasing power to approximately $96,774 in Meridian, based on the cost of living difference.
Lincoln's housing index is 77 with median homes at $264,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

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