⚖️ City Comparison

Lincoln vs Los Angeles

Cost of Living Comparison · 2026 Data

Lincoln

Nebraska
90
Below Average
$259,000
Median Home
$1,090/mo
Median Rent
$56,600
Median Income

Los Angeles

California
166
Extremely Expensive
$850,000
Median Home
$2,700/mo
Median Rent
$65,290
Median Income

💡 The Verdict

46% Cheaper

Lincoln is 46% cheaper than Los Angeles overall. A $75,000 salary in Lincoln is equivalent to $138,333 in Los Angeles.

Category-by-Category Breakdown

Index values for Lincoln (left) vs Los Angeles (right). National average = 100.

Housing
82
Housing
262
Groceries
93
Groceries
107
Utilities
84
Utilities
114
Transportation
84
Transportation
118
Healthcare
91
Healthcare
103

Detailed Price Comparison

Estimated item-level prices in Lincoln versus Los Angeles. Differences shown from Lincoln perspective.

ItemLincolnLos AngelesDifference
1-Bed Rent$780/mo$1,990/mo$-1210.00
2-Bed Rent$1,090/mo$2,700/mo$-1610.00
3-Bed Rent$1,420/mo$3,660/mo$-2240.00
Bread (loaf)$2.46$3.14$-0.68
Milk (gallon)$3.64$3.91$-0.27
Eggs (dozen)$3.00$3.25$-0.25
Coffee (latte)$5.18$6.16$-0.98
Gas (gallon)$3.08$3.64$-0.56
Restaurant Meal$16.08$24.46$-8.38

💰 Salary Equivalence

A $75,000 salary in Lincoln has the same purchasing power as $138,333 in Los Angeles.

Conversely, $75,000 in Los Angeles equals $40,663 in Lincoln.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$53,437
Lincoln (Nebraska)
$52,987
Los Angeles (California)

The $450 difference is driven by California having a higher state income tax rate. Nebraska details → · California details →

⚙️ Customize Your Comparison

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90 vs 166

Reading These Numbers: Lincoln (90) vs Los Angeles (166)

Lincoln at 90 is 10% below the US average, while Los Angeles at 166 is 66% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Lincoln, the composite index of 90 reflects a weighted calculation where housing carries the most influence at 82, followed by groceries (93), utilities (84), transportation (84), and healthcare (91). Costs are fairly balanced across categories.

For renters: With median rents of $1,090/mo in Lincoln and $2,700/mo in Los Angeles, the annual rent difference is approximately $19,320.0. Over a 5-year period, that compounds to $96,600.0 in savings by choosing the more affordable city.

For homebuyers: The $591,000.0 difference in median home prices between Lincoln and Los Angeles translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Lincoln vs Los Angeles

Choosing between Lincoln and Los Angeles involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Lincoln versus Los Angeles depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.