City Comparison

Lexington vs Yonkers

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

34.5%

Living in Lexington costs 34.5% less than Yonkers. To match the purchasing power of a $75,000 salary in Lexington, you would need $114,516 in Yonkers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
203
Yonkers
Groceries
96
Lexington
106
Yonkers
Utilities
91
Lexington
117
Yonkers
Transportation
98
Lexington
116
Yonkers
Healthcare
94
Lexington
107
Yonkers

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $114,516 in Yonkers.

Conversely, $75,000 in Yonkers equals $49,120 in Lexington.

Living in Lexington vs Yonkers

Housing Costs

Lexington's housing index of 82 is lower Yonkers's 203, translating to median home prices of $245,000 vs $635,000. The $390,000 difference in home prices means roughly $25,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $2,200/mo in Yonkers, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $504/month in Yonkers. Lexington offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 117 in Yonkers. Monthly utility bills average approximately $364 in Lexington vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Lexington and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $56,761 respectively. Lexington residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $1,881/month in Yonkers. In Lexington, median rent of $1,200/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 121 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 34.5% more affordable overall with an index of 93 vs 142.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $114,516 in Yonkers, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases