Side-by-side cost of living comparison for 2026
39% cheaper
Lexington is 39% more affordable than Washington. A $75,000 salary in Washington is equivalent to $45,888 in Lexington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Kentucky salaries · District of Columbia salaries
Housing is typically the biggest factor in any cost-of-living comparison. Lexington has a housing index of 82 while Washington sits at 226 (national average = 100). The median home in Lexington costs $245,000 compared to $580,000 in Washington, a difference of $335,000. Monthly rent follows a similar pattern: $1,200 in Lexington versus $2,300 in Washington.
Groceries and everyday expenses show a notable difference: Lexington scores 96 while Washington scores 108.
Healthcare costs in Lexington (94) are lower than Washington (105). Both are close to the national average.
Median household income in Lexington is $55,648 compared to $90,842 in Washington. When adjusted for cost of living, income goes further in Lexington.
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