City Comparison

Lexington vs Racine

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

5.7%

Living in Racine costs 5.7% less than Lexington. To match the purchasing power of a $75,000 salary in Lexington, you would need $70,968 in Racine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
66
Racine
Groceries
96
Lexington
97
Racine
Utilities
91
Lexington
94
Racine
Transportation
98
Lexington
90
Racine
Healthcare
94
Lexington
111
Racine

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $70,968 in Racine.

Conversely, $75,000 in Racine equals $79,261 in Lexington.

Living in Lexington vs Racine

Housing Costs

Lexington's housing index of 82 is higher Racine's 66, translating to median home prices of $245,000 vs $126,000. The $119,000 difference in home prices means roughly $7,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,025/mo in Racine, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 94 in Racine. Monthly utility bills average approximately $364 in Lexington vs $376 in Racine. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Lexington and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $65,568 respectively. Racine residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $1,346/month in Racine. In Lexington, median rent of $1,200/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Racine is 5.7% more affordable overall with an index of 88 vs 93.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $70,968 in Racine, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

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