Side-by-side cost of living comparison for 2026
15% cheaper
Lexington is 15% more affordable than Plano. A $75,000 salary in Plano is equivalent to $63,991 in Lexington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Kentucky salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Lexington has a housing index of 82 while Plano sits at 123 (national average = 100). The median home in Lexington costs $245,000 compared to $400,000 in Plano, a difference of $155,000. Monthly rent follows a similar pattern: $1,200 in Lexington versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Lexington scores 96 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Lexington (94) are lower than Plano (100). Both are close to the national average.
Median household income in Lexington is $55,648 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Lexington.
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