City Comparison

Lexington vs Pearland

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

The Verdict

7.0%

Lexington is 7.0% less expensive than Pearland overall. A household earning $75,000 in Lexington would need approximately $80,645 in Pearland to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
99
Pearland
Groceries
96
Lexington
97
Pearland
Utilities
91
Lexington
100
Pearland
Transportation
98
Lexington
91
Pearland
Healthcare
94
Lexington
105
Pearland

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $80,645 in Pearland.

Conversely, $75,000 in Pearland equals $69,750 in Lexington.

Living in Lexington vs Pearland

Housing Costs

Lexington's housing index of 82 is lower Pearland's 99, translating to median home prices of $245,000 vs $372,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,800/mo in Pearland, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 97 in Pearland. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $461/month in Pearland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 100 in Pearland. Monthly utility bills average approximately $364 in Lexington vs $400 in Pearland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Lexington and 105 in Pearland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $118,800 in Pearland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $118,800 respectively. Pearland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $2,772/month in Pearland. In Lexington, median rent of $1,200/mo fits within this budget. In Pearland, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 7.0% more affordable overall with an index of 93 vs 100.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $80,645 in Pearland, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Pearland's is 99 with median homes at $372,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases