City Comparison

Lexington vs Overland Park

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

12.3%

Lexington is 12.3% less expensive than Overland Park overall. A household earning $75,000 in Lexington would need approximately $85,484 in Overland Park to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
109
Overland Park
Groceries
96
Lexington
96
Overland Park
Utilities
91
Lexington
98
Overland Park
Transportation
98
Lexington
95
Overland Park
Healthcare
94
Lexington
102
Overland Park

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $85,484 in Overland Park.

Conversely, $75,000 in Overland Park equals $65,802 in Lexington.

Living in Lexington vs Overland Park

Housing Costs

Lexington's housing index of 82 is lower Overland Park's 109, translating to median home prices of $245,000 vs $414,000. The $169,000 difference in home prices means roughly $10,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,450/mo in Overland Park, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 98 in Overland Park. Monthly utility bills average approximately $364 in Lexington vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Lexington and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $2,445/month in Overland Park. In Lexington, median rent of $1,200/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 12.3% more affordable overall with an index of 93 vs 106.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $85,484 in Overland Park, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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