City Comparison

Lexington vs Ogden

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

13.1%

Living in Lexington costs 13.1% less than Ogden. To match the purchasing power of a $75,000 salary in Lexington, you would need $86,290 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
112
Ogden
Groceries
96
Lexington
92
Ogden
Utilities
91
Lexington
80
Ogden
Transportation
98
Lexington
101
Ogden
Healthcare
94
Lexington
91
Ogden

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $86,290 in Ogden.

Conversely, $75,000 in Ogden equals $65,187 in Lexington.

Living in Lexington vs Ogden

Housing Costs

Lexington's housing index of 82 is lower Ogden's 112, translating to median home prices of $245,000 vs $385,000. The $140,000 difference in home prices means roughly $9,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,250/mo in Ogden, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 80 in Ogden. Monthly utility bills average approximately $364 in Lexington vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Lexington and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $1,636/month in Ogden. In Lexington, median rent of $1,200/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 13.1% more affordable overall with an index of 93 vs 107.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $86,290 in Ogden, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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