Lexington vs Nampa
Cost of Living Comparison · 2026
Lexington
Nampa
The Verdict
Lexington is 11.4% less expensive than Nampa overall. A household earning $75,000 in Lexington would need approximately $84,677 in Nampa to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lexington has the same purchasing power as $84,677 in Nampa.
Conversely, $75,000 in Nampa equals $66,429 in Lexington.
Living in Lexington vs Nampa
Housing Costs
Lexington's housing index of 82 is lower Nampa's 104, translating to median home prices of $245,000 vs $371,000. The $126,000 difference in home prices means roughly $8,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,500/mo in Nampa, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 96 in Lexington and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $499/month in Nampa. Lexington offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 83 in Nampa. Monthly utility bills average approximately $364 in Lexington vs $332 in Nampa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 94 in Lexington and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,648 in Lexington and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $1,734/month in Nampa. In Lexington, median rent of $1,200/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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