City Comparison

Lexington vs Meridian

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

22.5%

The cost gap between these cities is 22.5%, with Lexington being the more affordable option. A $75,000 income in Lexington has equivalent purchasing power to $96,774 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
154
Meridian
Groceries
96
Lexington
104
Meridian
Utilities
91
Lexington
86
Meridian
Transportation
98
Lexington
113
Meridian
Healthcare
94
Lexington
103
Meridian

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $96,774 in Meridian.

Conversely, $75,000 in Meridian equals $58,125 in Lexington.

Living in Lexington vs Meridian

Housing Costs

Lexington's housing index of 82 is lower Meridian's 154, translating to median home prices of $245,000 vs $509,000. The $264,000 difference in home prices means roughly $17,160 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $1,725/mo in Meridian, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $494/month in Meridian. Lexington offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 86 in Meridian. Monthly utility bills average approximately $364 in Lexington vs $344 in Meridian. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Lexington and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $2,326/month in Meridian. In Lexington, median rent of $1,200/mo fits within this budget. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 22.5% more affordable overall with an index of 93 vs 120.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $96,774 in Meridian, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

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