City Comparison

Lexington vs London

Cost of Living Comparison · 2026

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

19.1%

The cost gap between these cities is 19.1%, with Lexington being the more affordable option. A $75,000 income in Lexington has equivalent purchasing power to $92,742 in London.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Lexington
162
London
Groceries
96
Lexington
92
London
Utilities
91
Lexington
112
London
Transportation
98
Lexington
125
London
Healthcare
94
Lexington
78
London

Salary Equivalence

A $75,000 salary in Lexington has the same purchasing power as $92,742 in London.

Conversely, $75,000 in London equals $60,652 in Lexington.

Living in Lexington vs London

Housing Costs

Lexington's housing index of 82 is lower London's 162, translating to median home prices of $245,000 vs $695,000. The $450,000 difference in home prices means roughly $29,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Lexington compared to $2,400/mo in London, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 96 in Lexington and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lexington vs $437/month in London. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Lexington and 112 in London. Monthly utility bills average approximately $364 in Lexington vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Lexington and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,648 in Lexington and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,837 and $47,826 respectively. Lexington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,298/month to housing in Lexington vs $1,283/month in London. In Lexington, median rent of $1,200/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 19.1% more affordable overall with an index of 93 vs 115.
A $75,000 salary in Lexington has equivalent purchasing power to approximately $92,742 in London, based on the cost of living difference.
Lexington's housing index is 82 with median homes at $245,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

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