City Comparison

Las Cruces vs Round Rock

Cost of Living Comparison · 2026

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

16.8%

Las Cruces is 16.8% less expensive than Round Rock overall. A household earning $75,000 in Las Cruces would need approximately $90,179 in Round Rock to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Las Cruces
92
Round Rock
Groceries
97
Las Cruces
96
Round Rock
Utilities
81
Las Cruces
109
Round Rock
Transportation
92
Las Cruces
99
Round Rock
Healthcare
113
Las Cruces
96
Round Rock

Salary Equivalence

A $75,000 salary in Las Cruces has the same purchasing power as $90,179 in Round Rock.

Conversely, $75,000 in Round Rock equals $62,376 in Las Cruces.

Living in Las Cruces vs Round Rock

Housing Costs

Las Cruces's housing index of 82 is lower Round Rock's 92, translating to median home prices of $232,000 vs $413,000. The $181,000 difference in home prices means roughly $11,760 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Las Cruces compared to $1,400/mo in Round Rock, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 97 in Las Cruces and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $461/month in Las Cruces vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 81 in Las Cruces and 109 in Round Rock. Monthly utility bills average approximately $324 in Las Cruces vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Las Cruces and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Las Cruces and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,952 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Las Cruces vs $2,345/month in Round Rock. In Las Cruces, median rent of $1,000/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 16.8% more affordable overall with an index of 84 vs 101.
A $75,000 salary in Las Cruces has equivalent purchasing power to approximately $90,179 in Round Rock, based on the cost of living difference.
Las Cruces's housing index is 82 with median homes at $232,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases