City Comparison

Las Cruces vs Racine

Cost of Living Comparison · 2026

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

4.5%

Living in Las Cruces costs 4.5% less than Racine. To match the purchasing power of a $75,000 salary in Las Cruces, you would need $78,571 in Racine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Las Cruces
66
Racine
Groceries
97
Las Cruces
97
Racine
Utilities
81
Las Cruces
94
Racine
Transportation
92
Las Cruces
90
Racine
Healthcare
113
Las Cruces
111
Racine

Salary Equivalence

A $75,000 salary in Las Cruces has the same purchasing power as $78,571 in Racine.

Conversely, $75,000 in Racine equals $71,591 in Las Cruces.

Living in Las Cruces vs Racine

Housing Costs

Las Cruces's housing index of 82 is higher Racine's 66, translating to median home prices of $232,000 vs $126,000. The $106,000 difference in home prices means roughly $6,888 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Las Cruces compared to $1,025/mo in Racine, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 97 in Las Cruces and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $461/month in Las Cruces vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 81 in Las Cruces and 94 in Racine. Monthly utility bills average approximately $324 in Las Cruces vs $376 in Racine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Las Cruces and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,400 in Las Cruces and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,952 and $65,568 respectively. Las Cruces residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Las Cruces vs $1,346/month in Racine. In Las Cruces, median rent of $1,000/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 4.5% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Las Cruces has equivalent purchasing power to approximately $78,571 in Racine, based on the cost of living difference.
Las Cruces's housing index is 82 with median homes at $232,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

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