City Comparison

Las Cruces vs Port St Lucie

Cost of Living Comparison · 2026

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

15.2%

Las Cruces is 15.2% less expensive than Port St Lucie overall. A household earning $75,000 in Las Cruces would need approximately $88,393 in Port St Lucie to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Las Cruces
103
Port St Lucie
Groceries
97
Las Cruces
102
Port St Lucie
Utilities
81
Las Cruces
93
Port St Lucie
Transportation
92
Las Cruces
102
Port St Lucie
Healthcare
113
Las Cruces
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Las Cruces has the same purchasing power as $88,393 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $63,636 in Las Cruces.

Living in Las Cruces vs Port St Lucie

Housing Costs

Las Cruces's housing index of 82 is lower Port St Lucie's 103, translating to median home prices of $232,000 vs $384,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Las Cruces compared to $1,800/mo in Port St Lucie, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 97 in Las Cruces and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $461/month in Las Cruces vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 81 in Las Cruces and 93 in Port St Lucie. Monthly utility bills average approximately $324 in Las Cruces vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Las Cruces and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Las Cruces and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,952 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Las Cruces vs $1,892/month in Port St Lucie. In Las Cruces, median rent of $1,000/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 15.2% more affordable overall with an index of 84 vs 99.
A $75,000 salary in Las Cruces has equivalent purchasing power to approximately $88,393 in Port St Lucie, based on the cost of living difference.
Las Cruces's housing index is 82 with median homes at $232,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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