City Comparison

Las Cruces vs Lexington

Cost of Living Comparison · 2026

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

9.7%

Living in Las Cruces costs 9.7% less than Lexington. To match the purchasing power of a $75,000 salary in Las Cruces, you would need $83,036 in Lexington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Las Cruces
82
Lexington
Groceries
97
Las Cruces
96
Lexington
Utilities
81
Las Cruces
91
Lexington
Transportation
92
Las Cruces
98
Lexington
Healthcare
113
Las Cruces
94
Lexington

Salary Equivalence

A $75,000 salary in Las Cruces has the same purchasing power as $83,036 in Lexington.

Conversely, $75,000 in Lexington equals $67,742 in Las Cruces.

Living in Las Cruces vs Lexington

Housing Costs

Las Cruces's housing index of 82 is equal to Lexington's 82, translating to median home prices of $232,000 vs $245,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Las Cruces compared to $1,200/mo in Lexington, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 97 in Las Cruces and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $461/month in Las Cruces vs $456/month in Lexington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 81 in Las Cruces and 91 in Lexington. Monthly utility bills average approximately $324 in Las Cruces vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Las Cruces and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Las Cruces and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,952 and $59,837 respectively. Las Cruces residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Las Cruces vs $1,298/month in Lexington. In Las Cruces, median rent of $1,000/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 9.7% more affordable overall with an index of 84 vs 93.
A $75,000 salary in Las Cruces has equivalent purchasing power to approximately $83,036 in Lexington, based on the cost of living difference.
Las Cruces's housing index is 82 with median homes at $232,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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