Laredo vs Yuma
Cost of Living Comparison · 2026
Laredo
Yuma
The Verdict
The cost gap between these cities is 10.9%, with Laredo being the more affordable option. A $75,000 income in Laredo has equivalent purchasing power to $84,146 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Laredo has the same purchasing power as $84,146 in Yuma.
Conversely, $75,000 in Yuma equals $66,848 in Laredo.
Living in Laredo vs Yuma
Housing Costs
Laredo's housing index of 81 is lower Yuma's 82, translating to median home prices of $190,000 vs $284,000. The $94,000 difference in home prices means roughly $6,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,100/mo in Yuma, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 91 in Laredo and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $480/month in Yuma. Laredo offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 102 in Yuma. Monthly utility bills average approximately $428 in Laredo vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 77 in Laredo and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,900 in Laredo and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $58,804 respectively. Laredo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,262/month in Yuma. In Laredo, median rent of $1,075/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 10 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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