Laredo vs Virginia Beach
Cost of Living Comparison · 2026
Laredo
Virginia Beach
The Verdict
Laredo is 21.9% less expensive than Virginia Beach overall. A household earning $75,000 in Laredo would need approximately $96,037 in Virginia Beach to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Laredo has the same purchasing power as $96,037 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $58,571 in Laredo.
Living in Laredo vs Virginia Beach
Housing Costs
Laredo's housing index of 81 is lower Virginia Beach's 112, translating to median home prices of $190,000 vs $310,000. The $120,000 difference in home prices means roughly $7,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,500/mo in Virginia Beach, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 91 in Laredo and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $475/month in Virginia Beach. Laredo offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 98 in Virginia Beach. Monthly utility bills average approximately $428 in Laredo vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 77 in Laredo and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,900 in Laredo and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $69,922 respectively. Laredo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,713/month in Virginia Beach. In Laredo, median rent of $1,075/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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