City Comparison

Laredo vs San Antonio

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

8.9%

Laredo is 8.9% less expensive than San Antonio overall. A household earning $75,000 in Laredo would need approximately $82,317 in San Antonio to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
78
San Antonio
Groceries
91
Laredo
93
San Antonio
Utilities
107
Laredo
96
San Antonio
Transportation
90
Laredo
101
San Antonio
Healthcare
77
Laredo
95
San Antonio

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $82,317 in San Antonio.

Conversely, $75,000 in San Antonio equals $68,333 in Laredo.

Living in Laredo vs San Antonio

Housing Costs

Laredo's housing index of 81 is higher San Antonio's 78, translating to median home prices of $190,000 vs $250,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,200/mo in San Antonio, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $442/month in San Antonio. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 96 in San Antonio. Monthly utility bills average approximately $428 in Laredo vs $384 in San Antonio. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 77 in Laredo and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $59,356 respectively. Laredo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,246/month in San Antonio. In Laredo, median rent of $1,075/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 8.9% more affordable overall with an index of 82 vs 90.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $82,317 in San Antonio, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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