City Comparison

Laredo vs Round Rock

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

18.8%

Laredo is 18.8% less expensive than Round Rock overall. A household earning $75,000 in Laredo would need approximately $92,378 in Round Rock to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
92
Round Rock
Groceries
91
Laredo
96
Round Rock
Utilities
107
Laredo
109
Round Rock
Transportation
90
Laredo
99
Round Rock
Healthcare
77
Laredo
96
Round Rock

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $92,378 in Round Rock.

Conversely, $75,000 in Round Rock equals $60,891 in Laredo.

Living in Laredo vs Round Rock

Housing Costs

Laredo's housing index of 81 is lower Round Rock's 92, translating to median home prices of $190,000 vs $413,000. The $223,000 difference in home prices means roughly $14,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,400/mo in Round Rock, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 109 in Round Rock. Monthly utility bills average approximately $428 in Laredo vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 77 in Laredo and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $2,345/month in Round Rock. In Laredo, median rent of $1,075/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 18.8% more affordable overall with an index of 82 vs 101.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $92,378 in Round Rock, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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