City Comparison

Laredo vs Provo

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

The Verdict

21.2%

Laredo is 21.2% less expensive than Provo overall. A household earning $75,000 in Laredo would need approximately $95,122 in Provo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
112
Provo
Groceries
91
Laredo
98
Provo
Utilities
107
Laredo
87
Provo
Transportation
90
Laredo
101
Provo
Healthcare
77
Laredo
97
Provo

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $95,122 in Provo.

Conversely, $75,000 in Provo equals $59,135 in Laredo.

Living in Laredo vs Provo

Housing Costs

Laredo's housing index of 81 is lower Provo's 112, translating to median home prices of $190,000 vs $380,000. The $190,000 difference in home prices means roughly $12,348 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,300/mo in Provo, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 98 in Provo. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $466/month in Provo. Laredo offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 87 in Provo. Monthly utility bills average approximately $428 in Laredo vs $348 in Provo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 77 in Laredo and 97 in Provo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $51,048 in Provo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $49,085 respectively. Laredo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,191/month in Provo. In Laredo, median rent of $1,075/mo fits within this budget. In Provo, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 21.2% more affordable overall with an index of 82 vs 104.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $95,122 in Provo, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Provo's is 112 with median homes at $380,000.

Moving & Relocation Resources

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