Laredo vs Overland Park
Cost of Living Comparison · 2026
Laredo
Overland Park
The Verdict
Living in Laredo costs 22.6% less than Overland Park. To match the purchasing power of a $75,000 salary in Laredo, you would need $96,951 in Overland Park.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Laredo has the same purchasing power as $96,951 in Overland Park.
Conversely, $75,000 in Overland Park equals $58,019 in Laredo.
Living in Laredo vs Overland Park
Housing Costs
Laredo's housing index of 81 is lower Overland Park's 109, translating to median home prices of $190,000 vs $414,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,450/mo in Overland Park, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 91 in Laredo and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 98 in Overland Park. Monthly utility bills average approximately $428 in Laredo vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 77 in Laredo and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,900 in Laredo and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $2,445/month in Overland Park. In Laredo, median rent of $1,075/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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