City Comparison

Laredo vs Overland Park

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

22.6%

Living in Laredo costs 22.6% less than Overland Park. To match the purchasing power of a $75,000 salary in Laredo, you would need $96,951 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
109
Overland Park
Groceries
91
Laredo
96
Overland Park
Utilities
107
Laredo
98
Overland Park
Transportation
90
Laredo
95
Overland Park
Healthcare
77
Laredo
102
Overland Park

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $96,951 in Overland Park.

Conversely, $75,000 in Overland Park equals $58,019 in Laredo.

Living in Laredo vs Overland Park

Housing Costs

Laredo's housing index of 81 is lower Overland Park's 109, translating to median home prices of $190,000 vs $414,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,450/mo in Overland Park, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 98 in Overland Park. Monthly utility bills average approximately $428 in Laredo vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 77 in Laredo and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $2,445/month in Overland Park. In Laredo, median rent of $1,075/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 22.6% more affordable overall with an index of 82 vs 106.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $96,951 in Overland Park, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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