City Comparison

Laredo vs Olathe

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

The Verdict

22.6%

The cost gap between these cities is 22.6%, with Laredo being the more affordable option. A $75,000 income in Laredo has equivalent purchasing power to $96,951 in Olathe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
106
Olathe
Groceries
91
Laredo
96
Olathe
Utilities
107
Laredo
98
Olathe
Transportation
90
Laredo
95
Olathe
Healthcare
77
Laredo
102
Olathe

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $96,951 in Olathe.

Conversely, $75,000 in Olathe equals $58,019 in Laredo.

Living in Laredo vs Olathe

Housing Costs

Laredo's housing index of 81 is lower Olathe's 106, translating to median home prices of $190,000 vs $364,000. The $174,000 difference in home prices means roughly $11,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,425/mo in Olathe, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 96 in Olathe. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $456/month in Olathe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 98 in Olathe. Monthly utility bills average approximately $428 in Laredo vs $392 in Olathe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 77 in Laredo and 102 in Olathe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $114,000 in Olathe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $107,547 respectively. Olathe residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $2,660/month in Olathe. In Laredo, median rent of $1,075/mo fits within this budget. In Olathe, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 22.6% more affordable overall with an index of 82 vs 106.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $96,951 in Olathe, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Olathe's is 106 with median homes at $364,000.

Moving & Relocation Resources

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