City Comparison

Laredo vs Oklahoma City

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

The Verdict

5.7%

Living in Laredo costs 5.7% less than Oklahoma City. To match the purchasing power of a $75,000 salary in Laredo, you would need $79,573 in Oklahoma City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
68
Oklahoma City
Groceries
91
Laredo
95
Oklahoma City
Utilities
107
Laredo
92
Oklahoma City
Transportation
90
Laredo
100
Oklahoma City
Healthcare
77
Laredo
92
Oklahoma City

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $79,573 in Oklahoma City.

Conversely, $75,000 in Oklahoma City equals $70,690 in Laredo.

Living in Laredo vs Oklahoma City

Housing Costs

Laredo's housing index of 81 is higher Oklahoma City's 68, translating to median home prices of $190,000 vs $195,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,000/mo in Oklahoma City, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 95 in Oklahoma City. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $451/month in Oklahoma City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 92 in Oklahoma City. Monthly utility bills average approximately $428 in Laredo vs $368 in Oklahoma City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 77 in Laredo and 92 in Oklahoma City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $55,458 in Oklahoma City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $63,745 respectively. Laredo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,294/month in Oklahoma City. In Laredo, median rent of $1,075/mo fits within this budget. In Oklahoma City, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 5.7% more affordable overall with an index of 82 vs 87.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $79,573 in Oklahoma City, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Oklahoma City's is 68 with median homes at $195,000.

Moving & Relocation Resources

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