City Comparison

Laredo vs Ogden

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

23.4%

Living in Laredo costs 23.4% less than Ogden. To match the purchasing power of a $75,000 salary in Laredo, you would need $97,866 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
112
Ogden
Groceries
91
Laredo
92
Ogden
Utilities
107
Laredo
80
Ogden
Transportation
90
Laredo
101
Ogden
Healthcare
77
Laredo
91
Ogden

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $97,866 in Ogden.

Conversely, $75,000 in Ogden equals $57,477 in Laredo.

Living in Laredo vs Ogden

Housing Costs

Laredo's housing index of 81 is lower Ogden's 112, translating to median home prices of $190,000 vs $385,000. The $195,000 difference in home prices means roughly $12,672 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,250/mo in Ogden, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 80 in Ogden. Monthly utility bills average approximately $428 in Laredo vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 77 in Laredo and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $65,514 respectively. Laredo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,636/month in Ogden. In Laredo, median rent of $1,075/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 23.4% more affordable overall with an index of 82 vs 107.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $97,866 in Ogden, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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